London | Permanent - Full Time

About us

HDI is a Corporate & Specialty Insurer part of the Talanx Group. With over 120 years of experience, HDI operates across five continents, around 40 countries and employs over 5,000 people worldwide.

The role

As a Senior Underwriter you will be responsible for evaluating, pricing, and managing cargo insurance risks for clients across various industries.

This role involves assessing complex risks, developing tailored insurance solutions, and ensuring profitability while maintaining strong client relationships.

Your role will be to engage with clients and brokers across every aspect of the underwriting process, whether renewal business or new opportunities.

You will have a good technical ability to price business. You will work closely with the portfolio managers to ensure risk appetite is optimised across key areas.

As a dedicated team player, you will be expected to source new opportunities and utilise your effective communication and relationship building skills to grow the portfolio profitably.

Key accountabilities

• Assess and underwrite cargo insurance risks, including marine, air, and land transportation
• A good understanding of the markets and clients, with the ability to target preferred risks within appetite
• Develop and maintain strong relationships with brokers, clients, and internal teams
• Review and negotiate insurance proposals, terms, and conditions for complex or high-value accounts
• Analytical, negotiation and sales/marketing skills
• Monitor portfolio performance and ensure adherence to underwriting guidelines and risk appetite
• Provide mentorship and guidance to junior underwriters, sharing expertise in risk assessment and market trends
• Collaborate with claims and risk management teams to resolve disputes and manage loss ratios
• Prepare reports and presentations on portfolio performance, risk trends, and underwriting strategy

Skills & experience

• Established underwriter with a detailed understanding of Marine Cargo business
• Strong knowledge of cargo insurance products, policy wordings, and international regulations
• Good analytical, negotiation, and decision-making skills
• Ability to manage complex accounts and multi-line portfolios
• Strong communication and interpersonal skills for client and broker interactions

Other

As an equal opportunities employer, we are committed to creating an inclusive environment for all employees, recognising that a diverse and inclusive workplace is a creative and prosperous one.

If you require support with your application, please contact UK&IRE_Recruitment@hdi.global

Apply by 05/01/2026

Reference: HDI00572